Welcome to the
Xpectations!® Plus Debit Card Help Center
How can we help?
How do I dispute a transaction?
To determine if you are eligible for a provisional credit, you are first required to provide a letter of dispute to be eligible for a provisional credit. You may write us directly or fill out a Dispute form and send it to:
Xpectations! Plus
Attn: Disputes
P.O. Box 9
West Chester, OH 45071
If you are writing us directly, please include the following:
- Your name and account number
- The amount and date of the transaction(s)
- Information about the merchant, including their name and address.
- The reason you dispute the transaction.
If you’re determined eligible for a provisional credit, you can expect this credit by the end of the 10th business day (20th business day for new accounts) after filing your dispute.
Related questions
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How does the transaction dispute process work? -
Will I have access to my funds while my dispute is investigated? -
What happens if my dispute is denied?