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Welcome to the
Xpectations!® Plus Debit Card Help Center
How can we help?

  1. Help
  2. Your debit card and transactions
  3. Card purchased at a store
  4. Do I need to activate the temporary Xpectations! Plus Debit Card I got at a PLS store?

Do I need to activate the temporary Xpectations! Plus Debit Card I got at a PLS store?

Yes. The temporary card you get at a store is not personalized with your name and has limited features. When you activate your temporary card, you can then use your card to shop, check your balance, complete purchase transactions, and add cash at a PLS store.

Online access and identity verification is required to open an account. Mobile number or email address verification and mobile app are required to access the features available with your account. Once your temporary card is successfully activated, we will send you a new personalized chip-enabled card. Just follow the instructions on your new card to get started, and to unlock all features on your account.

Free reloads at PLS when you load cash onto your Xpectations! Plus Debit Card. There is no charge for cash reloads at PLS Check Cashers locations. Individual retailers other than PLS Check Cashers locations may charge a fee.

Related questions

  • Can I use my temporary Xpectations! Plus Debit Card while waiting for my personalized chip-enabled card?
  • Can I get more than one Xpectations! Plus Debit Card at a PLS store?
  • How much is a Xpectations! Plus Debit Card sold in a PLS store?

Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Xpectations!® Plus Debit MasterCard® is issued by Green Dot® Bank, Member FDIC, pursuant to a license from Mastercard. Mastercard and the circles design are registered trademarks of Mastercard Incorporated.

Green Dot® Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither Green Dot® Bank, Green Dot Corporation, nor Mastercard Inc. or any of their respective affiliates are responsible for the products or services provided by third parties. Third party terms and conditions apply. All third-party names and logos are trademarks of their respective owners.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

©2025 PLS Financial Services, Inc. All rights reserved.

©2025 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.