Can my eligibility for overdraft protection change?

Question

Accepted Answer

Yes. You must have an eligible direct deposit with opt in to be eligible for overdraft protection. Additional criteria may apply. Overdraft coverage eligibility also includes factors such as the frequency of deposits to your Account, your Account status, and the transaction history of any Accounts with us. If there are more than 10 overdraft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period. Your eligibility and coverage can change at our discretion.

Overdraft protection up to $200 with opt-in and eligible direct deposits - opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. learn more at PLScard.com/agreements.

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