Can I avoid fees for overdraft protection?

Question

Accepted Answer

Yes. There are no fees for overdraft coverage up to $10.

Fees may apply with additional overdraft coverage up to $200. You'll have 24-hours to bring your account to at least $0 from the first authorized overdrawn transaction to avoid a fee.

Overdraft protection up to $200 with opt-in and eligible direct deposits - opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

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